Skip to main content
info@savebuildprotect.com 7533 S Center View Ct, Suite R, West Jordan, UT 84084

Quantum Health Benefits

Save & Protect: Health Benefits

Fully-Insured Health Benefits
at Zero Cost to Employers

Quantum Health Benefits specializes in innovative, custom strategies aimed at lowering healthcare costs and adding valuable benefits at no additional cost. Through a Section 125 pre-tax supplemental health plan, employers save $600–$900 per employee per year in FICA taxes while employees receive comprehensive coverage and a net increase in take-home pay.

Employees gain access to a fully-insured benefits package that includes telemedicine, prescription drugs, hospital indemnity, critical illness, accident coverage, vet care, life coaching, and more, all at zero out-of-pocket cost. The result: healthier employees, lower turnover, and immediate savings for the employer.

Quantum handles everything: implementation, enrollment, payroll integration, and analytics reporting. No additional employer resources required.

Quantum Health Benefits
$600–900

Saved Per Employee/Year

1,000+

Prescriptions Covered

$0

Cost to Employer

$0

Cost to Employee

Employee Coverage

Fully-Insured Benefits Package

24/7 Telemedicine

Unlimited virtual doctor visits for employees and their families. Anytime, anywhere, no copay.

$0 Prescription Drugs

Comprehensive prescription coverage with zero out-of-pocket cost to the employee.

Hospital Indemnity

Cash benefit paid directly to employees for hospital stays, covering what traditional insurance doesn't.

Critical Illness

Lump-sum payments for diagnoses like cancer, heart attack, and stroke. Financial protection when it matters most.

Accident Coverage

Benefits for accidental injuries including ER visits, ambulance transport, and follow-up care.

Surgery & Anesthesia

Coverage for surgical procedures and anesthesia, reducing the financial burden of necessary operations.

Ambulance & ER Benefit

Cash benefits for emergency room visits and ambulance transport, paid on top of any existing insurance.

Health Improvement Plan

Health Risk Assessments identify conditions early and inform targeted prevention, helping employees catch issues before they become costly.

Veterinary Care

Pet health coverage included as part of the supplemental benefits package, because employee wellness extends to the whole family.

Life Coaching

Personal life coaching to help employees navigate stress, set goals, and stay focused on what matters most.

Implementation

How It Works

1

Employer Enrolls

Sign up through Save.Build.Protect. Quantum handles all implementation and payroll integration.

2

Section 125 Activated

Pre-tax deductions are set up through the Section 125 cafeteria plan, reducing FICA for both employer and employee.

3

Employees Enrolled

Employees are enrolled at zero cost. They receive full coverage and an immediate increase in take-home pay.

4

Savings Begin

Employer saves $600–900/employee/year in FICA. Employees see a net increase in take-home pay. Quantum provides ongoing analytics and reporting.

Employer Advantages

Why Employers Choose Quantum

Zero Cost to Implement

No additional employer resources required. Quantum handles implementation, enrollment, payroll integration, and ongoing analytics reporting.

Immediate FICA Savings

Section 125 pre-tax deductions reduce employer FICA obligations by $600-$900 per employee per year. Savings that start immediately.

Reduce Employee Turnover

Employees receive comprehensive health coverage and higher take-home pay, two of the strongest drivers of retention and job satisfaction.

A.M. Best Rated Carrier

All benefits are backed by a carrier with an A.M. Best "Excellent" rating, giving employers and employees confidence in their coverage.

Save.Build.Protect. Pillars

How Quantum Fits the Framework

Save

Tax savings and increased take-home pay through Section 125 pre-tax deductions.

Build

Coming soon

Protect

Health and family protection plus employer retention through comprehensive coverage.

Ready to Save $600–900 Per Employee?

Add fully-insured health benefits at zero cost. Your employees get comprehensive coverage and higher take-home pay. You save on FICA immediately.

Enroll Your Company
Explore More

Other Save.Build.Protect. Solutions

TripValet Travel

Travel incentives that drive retention. Dream Certificates quarterly, Cruise Certificate at 12 months.

Kris Krohn Real Estate

50/50 passive real estate partnerships in top growth markets. ~$1K/mo cash flow per property.

Disclaimer: This content is for informational purposes only and does not constitute insurance, financial, tax, or legal advice. Benefits described are supplemental and are not a substitute for major medical insurance. Savings and income estimates are illustrative examples and may vary based on individual circumstances including salary, benefit elections, and tax bracket. All benefits are subject to terms, conditions, and eligibility requirements of the respective provider. Save.Build.Protect. is not an insurance company or benefits administrator. Products and services are provided by their respective partners. QUANTUM HEALTH® is a federally registered trademark of Quantum Health, Inc., which is not affiliated with, and does not endorse, any products or services marketed here. References to Quantum Health Benefits refer to Quantum Health Benefits LLC, an independent provider of fully-insured supplemental health plans.