Quantum Health Benefits specializes in innovative, custom strategies aimed at lowering healthcare costs and adding valuable benefits at no additional cost. Through a Section 125 pre-tax supplemental health plan, employers save $600–$900 per employee per year in FICA taxes while employees receive comprehensive coverage and a net increase in take-home pay.
Employees gain access to a fully-insured benefits package that includes telemedicine, prescription drugs, hospital indemnity, critical illness, accident coverage, vet care, life coaching, and more, all at zero out-of-pocket cost. The result: healthier employees, lower turnover, and immediate savings for the employer.
Quantum handles everything: implementation, enrollment, payroll integration, and analytics reporting. No additional employer resources required.
Saved Per Employee/Year
Prescriptions Covered
Cost to Employer
Cost to Employee
Unlimited virtual doctor visits for employees and their families. Anytime, anywhere, no copay.
Comprehensive prescription coverage with zero out-of-pocket cost to the employee.
Cash benefit paid directly to employees for hospital stays, covering what traditional insurance doesn't.
Lump-sum payments for diagnoses like cancer, heart attack, and stroke. Financial protection when it matters most.
Benefits for accidental injuries including ER visits, ambulance transport, and follow-up care.
Coverage for surgical procedures and anesthesia, reducing the financial burden of necessary operations.
Cash benefits for emergency room visits and ambulance transport, paid on top of any existing insurance.
Health Risk Assessments identify conditions early and inform targeted prevention, helping employees catch issues before they become costly.
Pet health coverage included as part of the supplemental benefits package, because employee wellness extends to the whole family.
Personal life coaching to help employees navigate stress, set goals, and stay focused on what matters most.
Sign up through Save.Build.Protect. Quantum handles all implementation and payroll integration.
Pre-tax deductions are set up through the Section 125 cafeteria plan, reducing FICA for both employer and employee.
Employees are enrolled at zero cost. They receive full coverage and an immediate increase in take-home pay.
Employer saves $600–900/employee/year in FICA. Employees see a net increase in take-home pay. Quantum provides ongoing analytics and reporting.
No additional employer resources required. Quantum handles implementation, enrollment, payroll integration, and ongoing analytics reporting.
Section 125 pre-tax deductions reduce employer FICA obligations by $600-$900 per employee per year. Savings that start immediately.
Employees receive comprehensive health coverage and higher take-home pay, two of the strongest drivers of retention and job satisfaction.
All benefits are backed by a carrier with an A.M. Best "Excellent" rating, giving employers and employees confidence in their coverage.
Tax savings and increased take-home pay through Section 125 pre-tax deductions.
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Health and family protection plus employer retention through comprehensive coverage.
Add fully-insured health benefits at zero cost. Your employees get comprehensive coverage and higher take-home pay. You save on FICA immediately.
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